Keywords
e-banking
terminal banking
electronic money
ATMs
terminal banking
electronic money
ATMs
How to Cite
Binda, J. (2016) “ATMS - DECLINE OR DEVELOPMENT OF E-BANKING SERVICES”, Scientific Journal of Bielsko-Biala School of Finance and Law. Bielsko-Biała, PL, 20(3), pp. 5–17. doi: 10.19192/wsfip.sj3.2016.1.
Abstract
The paper is devoted to one of the channels of electronic banking – terminal banking. It presents the efforts of banking sector towards reducing the presence of cash in the financial turnover and lowering the costs of cash transactions thanks to development of high-tech ATM devices. The author points to the dynamics of changes related to the advances in this particular channel of contact, draws attention to the risks accompanying this form of contact and presents alternative forms of communication between a bank and its clients. The paper quotes data obtained from the Polish National Bank, the Polish Banks Association and EAST.The papers published in the ASEJ Journal (alternate title: Zeszyty Naukowe Wyższej Szkoły Finansów i Prawa w Bielsku-Białej) - published by the University of Applied Sciences in Bielsko-Biała, are online open access distributed (Creative Commons Attribution CC-BY-NC 4.0 license). The Publisher cannot be held liable for the graphic material supplied. The printed version is the original version of the issued Journal. Responsibility for the content rests with the authors and not upon the Scientific Journal or Bielsko-Biala School of Finance and Law.
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