Zagórska, Elżbieta, and Łukasz Makowski. 2016. “RISK RELATED TO INVESTING IN ENCUMBERED REAL ESTATE”. Scientific Journal of Bielsko-Biala School of Finance and Law 21 (4). Bielsko-Biała, PL:24-44. https://doi.org/10.19192/wsfip.sj4.2017.2.